Almost every person knows there are three credit repositories: Equifax, Experian & Trans Union. First off, the merged credit report must be presented in such a simple way that anybody can easily read & understand its content.
If the report is not in an easy to read format, the reader might face hardship to get what it says. So, this is the very first point that a good merged credit report must contain. With that, it is also necessary that the report should have multiple sequence options. In short, the report should be prepared in such a way that it meets all your needs you want the report for.
A quality merged credit report includes everything there is to include such as notice to the loan applicant letter, risk scores, risk-based pricing letter, OFAC, and subscriber decoding. The study of a merged credit report can be helpful in getting the idea in advance. Viewing trade line information can help as well.